If you earn in euros, dollars, or British pounds and you’re considering a move to Turkey — the numbers are striking. Turkey’s cost of living is roughly 50–60% lower than the EU average. The same income that buys a modest lifestyle in Berlin or Amsterdam funds a genuinely comfortable one in Istanbul or İzmir.

Below we break it down category by category — with real numbers and charts.


🏠 Monthly Rent

Rent is the biggest cost driver for anyone living abroad. Istanbul is roughly half the price of Berlin and a third of Amsterdam or Paris for a central one-bedroom apartment.

Monthly rent for a 1-bedroom apartment in the city centre (USD / EUR equivalent)


🛒 Monthly Groceries

Turkey is a major agricultural producer. At Istanbul’s weekly neighbourhood markets (pazar), seasonal fruit and vegetables are sold by the kilo for under $1 — fresh, local, and far cheaper than anything you’d find in a German supermarket.

Estimated monthly grocery spend for one person


🍽️ Dining Out

One of the greatest pleasures of living in Turkey is the food — and the prices. A full sit-down meal at a mid-range Istanbul restaurant costs $12–$22 per person. In Paris or Amsterdam, the same experience runs €25–€45. A glass of local Turkish wine? Around $5. Rooftop dining on the Bosphorus rarely exceeds $50 per person.

Average cost of a mid-range restaurant meal per person (USD equivalent)


💰 Total Monthly Budget

Adding rent, food, transport, utilities, and leisure together — here is what a comfortable single-person lifestyle costs in each city. The difference is stark: Istanbul costs less than half what Amsterdam or Paris demands.

Comfortable monthly budget for a single person (all-in, USD equivalent)

💡 Real example: A remote worker earning €3,500/month after tax in the Netherlands covers all Amsterdam living costs with almost nothing left over. The same person in Istanbul spends ~€1,200/month and saves €2,000+ every single month.


🏛️ The Tax Exemption: Doubling the Advantage

The cost-of-living edge is already significant. But Turkey’s 20-year income tax exemption — available to individuals and freelancers earning foreign-sourced income — can compound the financial benefit dramatically. Income earned from clients or employers outside Turkey is fully exempt from Turkish income tax for up to 20 years.

Combined with a cost of living 50–60% below Western European norms, the picture for an eligible digital nomad or remote professional is transformative. A UK consultant earning £6,000/month after UK tax who relocates to Istanbul and qualifies for the exemption could see their savings rate jump from near-zero to over 75%.

🌞 Beyond the Numbers

The finances tell one part of the story. Turkey also offers world-class private healthcare at a fraction of EU prices (a GP visit ~$25), 300+ days of sunshine on the Aegean and Mediterranean coasts, a rich cultural life, and Istanbul sits just 3–4 hours from most European capitals by air — keeping EU client relationships practical and easy.

Disclaimer: This article is for informational purposes only and does not constitute financial, legal, or tax advice. Tax law eligibility depends on individual circumstances. Please consult a qualified professional before making any relocation or financial decisions.